23161 Mill Creek Drive, Suite 100
Laguna Hills, CA 92653
(949) 436-0740
Lic. #0F46383

Aggressive Driving Tips

The California Department of Transportation estimates that two-thirds of all traffic fatalities may be caused by aggressive driving. Learn what you do can do to avoid becoming an aggressive driver and also what tips for avoiding them.

Are you a High Risk Driver?

For those of you with less-than-perfect motor vehicle reports - Driving Under the Influence (DUI) violations, suspensions, accidents, or multiple citations - Farmers has a product just for you. Call or email me today for a quote!

California Private Passenger Auto Insurance

It is a law in the state of California that every motorist must carry auto insurance that meets the minimum liability insurance coverages below:

  • Bodily injury coverage (covers medical payments) of $15,000 per person and $30,000 per accident
  • Property damage liability of $5,000


As a rule, I typically recommend higher limits for my customers and I'd be happy to discuss my reasons for doing so.

Auto Insurance


Optional Towing and Roadside Assistance Coverage


So You Got a Traffic Ticket... Now What?

One citation can significantly increase your insurance rates and 2 citations will remove the Farmers Good Driver Discount from your policy, which can be as much as a 35% savings. However, if you

attend traffic school, that citation is permanently removed from your record. Read more.

Policy Terminology Explained

I like to make sure my customers know exactly what they are purchasing.  Sometimes, this means defining certain insurance terminology or explaining insurance concepts.  These are some of the more frequent terms that will appear on your auto, motorcycle, or recreational vehicle (RV) insurance policy.

Do You Know About California's Good Driver Discount?

One of the largest discounts offered on a Farmers Insurance auto policy is the Good Driver Discount. 

The qualifications are mandated by the California Department of Insurance and all California insurance carriers must conform.